Law Blog

Sanctuary. Adobe. Spacious. Luxurious. Vacant??  Times have changed when it comes to the words landlords used to describe the once highly competitive apartment and other rental spaces market.  Apartments with 5, 10, 15+ applicants the second it is advertised has dwindled down do a couple, if that, and landlords are finding themselves desperate to fill vacancies.

If you are a renter, like myself, and able to afford city life then this is the prime-time to enter into a lease in an apartment at a lower rental cost.  I have seen some of my friends move out of their beautiful high-rent apartments in attempts to save money by moving home, getting roommates or moving to a cheaper location.

Perhaps “Renters Paradise” was a little much for my blog title, but the number of vacant apartments out there is almost at unprecedented levels.  Unfortunately, so too are the factors that tether this fact back to reality: unemployment and economic uncertainty.

According to a recent study, U.S. apartment vacancies are nearing a record low.  Currently at 7.5% and projected to increase, the rising figure reflects the difficult economic times.

Not surprising, the struggling real estate and rental industries are accompanied by an increase in legal problems and litigation.  A study conducted by LegalMatch, looking nationwide at the past 12 months saw a rise in legal inquiries across the board in the Real Estate category.  Landlord tenant issues are on the rise as landlords are feeling the pinch and tenants are demanding more concessions and lower rents. I agree with a recent Yahoo News article that attributed much of the rental issues to the employment problems that have befallen the 18-24 year old category.

Obviously, the effects increased vacancies are having will not be isolated.  An interesting prediction regarding falling home prices relationship to the rental market was articulated in a recent Wall Street Journal article.  The author felt that falling home prices could hit landlords in two ways: “they could force landlords to lower rents to keep up, and could spur some renters to purchase homes. Still, the number of renters who move out to purchase homes isn’t expected to surpass levels seen during the housing boom earlier this decade.”

Whether a renter or buyer these are really interesting times to explore your financial options and research the best financial approach to housing for you!  Don’t be afraid to negotiate your rent, demand concessions at your current location, or look into buying.

Preparing and contemplating ones own death is not a welcome thought or process.  However, what was previously a practice that simply involved drafting a will has morphed into a much more complicated process that not only plans for death but also for life.

Estate planning today rarely involves the composition of just a will but also creates trusts, guardians, powers of attorney, gifts, funeral arrangements, organ donations, and other estate planning techniques. Modern-day estate planning is not the dreaded process that it has been branded over the years mainly because it is no longer just about bequeathing property and assets to loved ones and can carry many benefits that an individual can enjoy while sill alive.

A recent LegalMatch study revealed a range of questions regarding estate planning, and how the high level of overall inquiries in this intricate legal field seems to be on the rise.  Part of this rise in interest can be attributed to the range of fields that estate planning incorporates- general estate planning, tax law, family law, complicated health care directives, and many others depending on individual circumstances.

I agree with a recent article published that catalogued some of the major trends in estate planning:

1.) Fewer estates will be taxable

2.) Careful planning to avoid probate court during incapacity is on the rise.

3.) There is an increasing concern over the wrong people gaining control over an individual’s assets.

4.) The arrangements or terms controlling the distribution of an inheritance are becoming increasingly detailed

5.) The amount gifted to charity is increasing steadily

6.) Having long-term health insurance is becoming more common

7.) Using a specialist in the estate planning process is on the rise

As the trends reveal, people are becoming increasingly aware of the need to plan for any and all possible future events. There are a tremendous amount of benefits from consulting an estate planning lawyer to planning for an individual’s specific needs and also to take advantage of the tax benefits associated with the creation of trusts and other planning tools.

LegalMatch just conducted a study looking at age-discrimination issues and found an overall increase in queries over the past 12 months.  Why the sudden increase in people seeking legal help for their age discrimination claim?  And what other trends have recently surfaced in the area of age discrimination law that effect everyday people?

Let’s start with the basis for any age discrimination claim: The Age Discrimination in Employment Act (ADEA).  The ADEA provides that discrimination of individuals over the age of 40 based on their age is illegal and a prosecutable offense.

Currently, the majority of age discrimination cases we see at LegalMatch are employment related: hiring, firing, and forced retirement contexts.  This trend is not limited to one employment sector but rather affects both blue collar and white collar employees alike.

The most obvious culprit affecting these age discrimination numbers is the rising nationwide unemployment rate, currently hovering around 9.1%.  Any time there is an economic downturn, people lose their jobs.  When alternative jobs aren’t immediately available, a layoff that normally would be ignored can turn into an age discrimination lawsuit.

Interestingly enough, the Supreme Court recently made it much harder to win an age discrimination suit by ruling that the employee now bears the full burden of proving that age was the determining factor in his or her layoff, firing or demotion.  This is a significant departure from the previous balancing test the Court employed, and makes this type of lawsuit especially difficult because rarely would an employee be present when their employers are discussing their future- a key piece of evidence.

A recent article in the Wall Street Journal looked at another interesting aspect of age discrimination in the wake of layoffs- reverse age discrimination.  The article examined the rise in younger employees being laid off, often times in numbers equal or greater than their older colleagues.  Employees in their 20s and 30s are finding themselves more at risk of a layoff, as employers look to avoid age-discrimination lawsuits by adopting a last-one-in, first-one-out policy.

The LegalMatch study also confirmed this trend as a number of the age-discrimination inquires were disgruntled employees under the age of 40.  One of the big problems with this trend is that this younger age group does not have the same legal recourse.  There is no similar protection as the ADEA in place provided for the younger generation.  Essentially, by laying-off the younger members of the company, employers are shielding themselves from an age discrimination lawsuit.

Although the standard for age discrimination has been raised, the potential for suits is alarming and laying off younger workers is seen as a solution.

Groucho Marx once said that “Marriage is the chief cause of divorce.”  Finding the lighter side of such an emotionally exhausting proceeding is always a good approach.  In America, divorce used to be very difficult to get absent a good reason such as adultery, abuse, or abandonment.  The availability of divorce has changed dramatically.

Today, divorces are granted on request of one party with or without fault (in almost every state) or consent of the other party.  One researcher estimated that the introduction of no-fault divorce laws accelerated divorce rates upwards of 25%.

Whatever the cause, the high divorce rate in America is unlikely to lower significantly from it’s roughly 50% rate.  Divorce is everywhere.  Celebrity and reality star divorces generate a tremendous amount of publicity and often makes those individuals much more famous than when they were married!  Divorce is one subject that celebrity and non-celebrity couples have in common- they are both on the rise.

A study conducted by LegalMatch confirmed this trend as there was a large increase in the number of divorce lawyer requests as well as divorce-related questions within the past 12 months nationwide.  Thousands of inquiries pertaining to getting a divorce and the corresponding issues dwarf the marriage-related searches.

Although this trend may not be a surprise, it should nevertheless be a concern.  Perhaps the answer is in making it a little more difficult to get a marriage.  Either way, it is always a good time to be a divorce lawyer!

It is no surprise that the economy is having a major impact on family life, and more specifically on divorce-related issues.  Child support has been one of the more unfortunate areas to feel the impact of parental job loss and changes in a parent’s financial stability.  One in four divorced Americans is supposed to receive child support payments every month, according to the U.S. Census Bureau in a study conducted in 2007.  However there is becoming an increasing discrepancy between what is supposed to happen and what is happening as it relates to child support

Within the past 12 months thousands of clients have come to LegalMatch with child support-related issues.  The top concern among the requests: increased payment, decreased payment, and issues relating to enforcement.  Hundreds of these requests specifically involved people unable to pay due to job loss or changes in financial circumstances.

Courts face a tough process when it comes to these child support modification hearings because, in most cases, the money (and the paying job) is no longer there.  In those instances, the judge is looking for a solution to a problem that will probably persist for a while.

The typical recourse for a non-paying parent is garnishment of wages or jail time.  The problem with these two options, especially in such an economically volatile time like this, is that the first is rarely an option and the latter will produce little if any payments and will likely further prolong the lack of payment problem.  These reductions in payments have forced many families to apply for welfare for the first time, risk eviction, and drastically change the circumstances relating to the family’s living situation.

A recent article about Going to Court for Child Support discussed the top 5 tips to help collect child support:

1.) Find out why the support is not being paid.

2.) Don’t delay the problem

3.) Mediate your child support

4.) Move quickly to get to a courtroom

5.) Get additional help

The one solution on either side of the divide is communication and cooperation with the system that is in place to benefit children.