Those are the adjectives that the neighbors of British couple Caroline and Steve Cartwright use to describe the couple’s sex life.  Yes, you read that last sentence correctly.  More specifically, the neighbors have been complaining that the noise keeps them up at all hours of the night, thus causing them to oversleep in the morning and make them late for work.  The problem happens almost every night.

So what do they do about this problem?  The neighbors decided to charge the wife with noise violations and seek an abatement, which they subsequently won.  The noisy couple appealed, but despite their best arguments that their Human Rights were being violated, their appeal was denied.  Since the initial ruling, Caroline has been found to be in violation of the noise abatement order three times.

Aside from the humor of this situation, there are some interesting legal issues dealing with noisy neighbors.  According to a U.S. Census Bureau survey, American consistently rate noise ahead of traffic and crime as their primary reason for wanting to move.  LegalMatch has a helpful recommendation for dealing with the problem of unreasonably noisy neighbors: approach them about the problem before seeking legal recourse.

I totally agree with this approach and the rationale that friendly communication should be used before the police and the courts get involved.  After all, theses are your neighbors and if you can salvage a friendship or at least a peaceful relationship then you should try.   There are also simple solutions such as caulking and sealing the edges of windows, doors, and outlets that face the noise source.

If that still doesn’t work, then you may be forced to hire a lawyer to seek your own noise abatement and/or money damages.  So for all you readers who have annoying neighbors who start construction too early, let their dogs bark at all hours, and have loud late-night parties, just think how much worse it can be!

Not Your Ordinary Noisy Neighbors is a post from: LegalMatch Law Blog

A 2008 study found that 58% of Americans do not have a will.  I find this number to be shocking.  I know that death and dying is an unwelcome topic, however dying without a will is a really bad idea.  This holds true whether you are worth millions or a lot less.  Wills, trusts, and other estate planning tools give you the power to decide how to distribute your estate.

When an individual dies without a will (or when they have an incomplete will), their estate goes through intestacy, which basically means the state decides how your estate will be distributed.  This is especially risky if you have step or adopted children as some state’s do not allow an adopted or stepchild to inherit in intestacy, or those non-biological children inherit less.

A recent article I read outlines the top 9 excuses for people gave for not making any type of estate plan:

(1)I don’t see a need for an estate plan

(2)I don’t plan on dying

(3)I don’t plan on dying – at least not soon

(4)I don’t want to pay for it

(5)I don’t want to spend the time

(6)I don’t want to talk about my family

(7)I don’t want to talk about my money

(8)I don’t want to ruin my kids

(9)I don’t trust my kids

As you can see, some of these excuses are just avoiding the inevitable.  One of the beauties of estate planning is that you have the ability to change the majority of your plan as situations change.  Without an estate plan, you are putting your finances and property at the mercy of a judge who has no idea what you and your family are like.

A recent LegalMatch study found that the majority of people interested in preparing for their future were more interested in overall estate planning than drafting a single will or trust.  These findings make sense in that those individuals that are thinking about wills and estate planning are really trying to maximize the benefits and thus are creating more complicated schemes than just a will or trust; and those individuals who are not are in the majority and doing nothing to plan.   In addition to the ability to specifically provide for your family and loved ones, there are tremendous tax benefits to creating a will and/or trust.

It is not necessarily that I think everyone needs to embrace their own death.  Rather, I am advocating for embracing the lives you will leave on your death.  Estate planning is such a powerful tool and for all the time that people spend worrying about money and their families in their lives they should take a little time and worry about them after they die too.

Estate Planning Procrastination Rampant is a post from: LegalMatch Law Blog

Medical malpractice and tort reform are one such aspect of the debate where you see the convergence of medical and legal issues searching for a solution.  To put it simply, medical malpractice has to do with professional negligence on the part of the care provider that results in some type of harm to the patient.  Because of these potential for errors, medical practitioners carry malpractice insurance to help offset the costs of a potential problem.

Doctors argue that frivolous lawsuits and high jury verdicts have driven up the cost of malpractice insurance to such levels that some doctors refuse to practice the more litigation-ridden areas of their profession or have resorted to conducting costly unnecessary test and procedures to further shield themselves from lawsuits.  While it is true that some attorneys have made millions on medical malpractice suits, many lawsuits bring with them legitimate claims that should continue to have a voice in the American legal justice system.

LegalMatch provides attorneys for both sides of a medical malpractice claim.  The most common situations in which this is found are:

• When there has been a failure to perform surgery
• Delay in treatment
• Failure to properly explain medical procedure or potential side affects
• Prescription errors
• Failure to properly diagnose a medical condition
• Improper treatment

No matter what side of the debate you are on, there are solutions.  As a NY Times article put it, “the goal is not to reduce malpractice lawsuits, it is to reduce malpractice.”  But that is the difficulty: to develop a system that allows providers, doctors, and patients to maintain a trust in the health care system while keeping costs down.  Now we just need to do it.

Medical Malpractice, Health Care, and YOU! is a post from: LegalMatch Law Blog

Why the change in numbers you ask?  Commentators attribute the recently-enacted higher standards and greater restrictions placed on the application process and the economic downturn.

In February 2009, President Obama included in his stimulus plan the affirmative obligation for bailout recipients to hire Americans over foreign-born workers.  Although there are many Americans in need of jobs in the country, I agree with the LA Times article that characterizes the H1-B visa workers as a compliment rather than a replacement to the American worker.

A recent study conducted by LegalMatch confirmed the decline in visa applications.  There was an overall decline in H-1B visa inquiries over the past 12 months from the previous year.  Not surprisingly, inquiries for help with green card and other unskilled labor visas remained high.

In my opinion, I think that keeping the application process open until the quota is met is the correct approach to the decline in H1-B interest.  We need to continue to recognize the value that foreign workers play in the booming U.S. technology market and ensure that companies get the workers with the skills they need to continue to prosper.

Let’s Talk Visas… and I Don’t Mean The Credit Card is a post from: LegalMatch Law Blog

According to a recent report published by the Council on Foreign Relations, “The continued failure to devise and implement a sound and sustainable immigration policy threatens to weaken America’s economy, to jeopardize its diplomacy, and to imperil its national security.”

Urging for a fundamental overhaul of the U.S. immigration system, I agree with many of the suggestions of the report.  But as a citizen, rather than a policy maker, I believe that the emphasis and main concerns of the report are misplaced.  We need to worry less about national reputation and border patrol and more about ensuring that those immigrants, whether legal or illegal, are provided the support necessary to realize the American Dream.

The report provided a variety of suggested areas of improvement, including:

• Devising a comprehensive immigration reform plan
• Attracting skilled immigrants
• Increased National security
• Employer enforcement of immigration laws & standards
• Simplifying, streamlining, and investing in the immigration system
• Improving America’s image abroad
• Better border enforcement
• State and local enforcement

The seven most popular states for immigrants to settle in are California, New York, Florida, Texas, Pennsylvania, New Jersey, and Illinois, according to statistics compiled by LegalMatch.  Many of the immigration issues presented by LegalMatch clients arise because an individual immigrant attempted to navigate their way through the complicated and paper-heavy legal system without an attorney and ran into problems.

Aside from potential language issues, many immigrants working on visas or their citizenship status are trying to understand a foreign legal system.  I barely understand the American system as it is and could not imagine attempting to work within one I have no background knowledge of!  All parties involved from the government, to employers, to the immigrants themselves need to strive to work within rather than around the legal system.

Opinions vary about the economic and other effects of immigration.  Whether pro or anti-immigration, one thing remains true- we are a nation founded by immigrants and we must embrace our multi-national heritage and provide the same services and opportunities to everyone that comes within our border.

U.S. In Need of an Immigration Makeover! is a post from: LegalMatch Law Blog

If you are a renter, like myself, and able to afford city life then this is the prime-time to enter into a lease in an apartment at a lower rental cost.  I have seen some of my friends move out of their beautiful high-rent apartments in attempts to save money by moving home, getting roommates or moving to a cheaper location.

Perhaps “Renters Paradise” was a little much for my blog title, but the number of vacant apartments out there is almost at unprecedented levels.  Unfortunately, so too are the factors that tether this fact back to reality: unemployment and economic uncertainty.

According to a recent study, U.S. apartment vacancies are nearing a record low.  Currently at 7.5% and projected to increase, the rising figure reflects the difficult economic times.

Not surprising, the struggling real estate and rental industries are accompanied by an increase in legal problems and litigation.  A study conducted by LegalMatch, looking nationwide at the past 12 months saw a rise in legal inquiries across the board in the Real Estate category.  Landlord tenant issues are on the rise as landlords are feeling the pinch and tenants are demanding more concessions and lower rents. I agree with a recent Yahoo News article that attributed much of the rental issues to the employment problems that have befallen the 18-24 year old category.

Obviously, the effects increased vacancies are having will not be isolated.  An interesting prediction regarding falling home prices relationship to the rental market was articulated in a recent Wall Street Journal article.  The author felt that falling home prices could hit landlords in two ways: “they could force landlords to lower rents to keep up, and could spur some renters to purchase homes. Still, the number of renters who move out to purchase homes isn’t expected to surpass levels seen during the housing boom earlier this decade.”

Whether a renter or buyer these are really interesting times to explore your financial options and research the best financial approach to housing for you!  Don’t be afraid to negotiate your rent, demand concessions at your current location, or look into buying.

Renter’s Paradise… If You Can Afford It! is a post from: LegalMatch Law Blog

Estate planning today rarely involves the composition of just a will but also creates trusts, guardians, powers of attorney, gifts, funeral arrangements, organ donations, and other estate planning techniques. Modern-day estate planning is not the dreaded process that it has been branded over the years mainly because it is no longer just about bequeathing property and assets to loved ones and can carry many benefits that an individual can enjoy while sill alive.

A recent LegalMatch study revealed a range of questions regarding estate planning, and how the high level of overall inquiries in this intricate legal field seems to be on the rise.  Part of this rise in interest can be attributed to the range of fields that estate planning incorporates- general estate planning, tax law, family law, complicated health care directives, and many others depending on individual circumstances.

I agree with a recent article published that catalogued some of the major trends in estate planning:

1.) Fewer estates will be taxable

2.) Careful planning to avoid probate court during incapacity is on the rise.

3.) There is an increasing concern over the wrong people gaining control over an individual’s assets.

4.) The arrangements or terms controlling the distribution of an inheritance are becoming increasingly detailed

5.) The amount gifted to charity is increasing steadily

6.) Having long-term health insurance is becoming more common

7.) Using a specialist in the estate planning process is on the rise

As the trends reveal, people are becoming increasingly aware of the need to plan for any and all possible future events. There are a tremendous amount of benefits from consulting an estate planning lawyer to planning for an individual’s specific needs and also to take advantage of the tax benefits associated with the creation of trusts and other planning tools.

Estate Planning – Not the Morbid Process It Once Was! is a post from: LegalMatch Law Blog

Let’s start with the basis for any age discrimination claim: The Age Discrimination in Employment Act (ADEA).  The ADEA provides that discrimination of individuals over the age of 40 based on their age is illegal and a prosecutable offense.

Currently, the majority of age discrimination cases we see at LegalMatch are employment related: hiring, firing, and forced retirement contexts.  This trend is not limited to one employment sector but rather affects both blue collar and white collar employees alike.

The most obvious culprit affecting these age discrimination numbers is the rising nationwide unemployment rate, currently hovering around 9.1%.  Any time there is an economic downturn, people lose their jobs.  When alternative jobs aren’t immediately available, a layoff that normally would be ignored can turn into an age discrimination lawsuit.

Interestingly enough, the Supreme Court recently made it much harder to win an age discrimination suit by ruling that the employee now bears the full burden of proving that age was the determining factor in his or her layoff, firing or demotion.  This is a significant departure from the previous balancing test the Court employed, and makes this type of lawsuit especially difficult because rarely would an employee be present when their employers are discussing their future- a key piece of evidence.

A recent article in the Wall Street Journal looked at another interesting aspect of age discrimination in the wake of layoffs- reverse age discrimination.  The article examined the rise in younger employees being laid off, often times in numbers equal or greater than their older colleagues.  Employees in their 20s and 30s are finding themselves more at risk of a layoff, as employers look to avoid age-discrimination lawsuits by adopting a last-one-in, first-one-out policy.

The LegalMatch study also confirmed this trend as a number of the age-discrimination inquires were disgruntled employees under the age of 40.  One of the big problems with this trend is that this younger age group does not have the same legal recourse.  There is no similar protection as the ADEA in place provided for the younger generation.  Essentially, by laying-off the younger members of the company, employers are shielding themselves from an age discrimination lawsuit.

Although the standard for age discrimination has been raised, the potential for suits is alarming and laying off younger workers is seen as a solution.

New Issues with Old Discrimination is a post from: LegalMatch Law Blog

Today, divorces are granted on request of one party with or without fault (in almost every state) or consent of the other party.  One researcher estimated that the introduction of no-fault divorce laws accelerated divorce rates upwards of 25%.

Whatever the cause, the high divorce rate in America is unlikely to lower significantly from it’s roughly 50% rate.  Divorce is everywhere.  Celebrity and reality star divorces generate a tremendous amount of publicity and often makes those individuals much more famous than when they were married!  Divorce is one subject that celebrity and non-celebrity couples have in common- they are both on the rise.

A study conducted by LegalMatch confirmed this trend as there was a large increase in the number of divorce lawyer requests as well as divorce-related questions within the past 12 months nationwide.  Thousands of inquiries pertaining to getting a divorce and the corresponding issues dwarf the marriage-related searches.

Although this trend may not be a surprise, it should nevertheless be a concern.  Perhaps the answer is in making it a little more difficult to get a marriage.  Either way, it is always a good time to be a divorce lawyer!

Modern Day Divorce is a post from: LegalMatch Law Blog

Within the past 12 months thousands of clients have come to LegalMatch with child support-related issues.  The top concern among the requests: increased payment, decreased payment, and issues relating to enforcement.  Hundreds of these requests specifically involved people unable to pay due to job loss or changes in financial circumstances.

Courts face a tough process when it comes to these child support modification hearings because, in most cases, the money (and the paying job) is no longer there.  In those instances, the judge is looking for a solution to a problem that will probably persist for a while.

The typical recourse for a non-paying parent is garnishment of wages or jail time.  The problem with these two options, especially in such an economically volatile time like this, is that the first is rarely an option and the latter will produce little if any payments and will likely further prolong the lack of payment problem.  These reductions in payments have forced many families to apply for welfare for the first time, risk eviction, and drastically change the circumstances relating to the family’s living situation.

A recent article about Going to Court for Child Support discussed the top 5 tips to help collect child support:

1.) Find out why the support is not being paid.

2.) Don’t delay the problem

3.) Mediate your child support

4.) Move quickly to get to a courtroom

5.) Get additional help

The one solution on either side of the divide is communication and cooperation with the system that is in place to benefit children.

Child Support in a Bad Economy is a post from: LegalMatch Law Blog